Financing Options

At JTI Diamond Co., we are committed to making your jewelry purchasing experience as seamless and accessible as possible. To support this commitment, we offer flexible financing options through our trusted partners, Synchrony Bank and Affirm.

Synchrony Bank Financing

In partnership with Synchrony Bank, we provide financing solutions tailored to make your dream jewelry attainable.
Our luxury account offers:

Interest-Free Financing:

  • 6-Month Plan: No interest if paid in full within six months.
  • 12-Month Plan: No interest if paid in full within 12 months.

Extended Terms with Interest:
Financing available for up to 36 months with competitive interest rates.

  • Convenient Monthly Payments: Spread the cost of your purchase over manageable monthly installments.
  • Simple Application Process: Apply in-store with assistance from our team, with quick credit decisions.

Note: Interest-free promotional financing is subject to credit approval. Regular account terms apply after the promotional period. Please review your account agreement for full terms and conditions.

Affirm Financing

We also partner with Affirm to offer transparent and flexible payment plans. With Affirm, you can:

  • Real-Time Approval: Receive a decision in real-time during the checkout process.
  • Customizable Payment Plans:
  • Choose from 3, 6, or 12-month plans with 0% APR for qualifying customers.
  • Extended plans up to 36 months available with interest rates ranging from 10% to 36% APR based on creditworthiness.
  • No Hidden Fees: Affirm offers clear, upfront pricing with no late fees or surprises.

Tip: Affirm displays the exact terms during checkout, so you can select the plan that works best for you.
Tip: Affirm displays the exact terms during checkout, so you can select the plan that works best for you.